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Insurance schemes for farmer’s problem

The farmer’s problem is rooted in his exposure to risk – yield as well as price shocks. Insurance schemes may be devised to mitigate these. This can be done in three possible ways. Credit insurance can look into the credit default. A fund with contribution from the creditor, the debtor and the Government may be created for this. Appropriate mechanisms to look into its modus operandi should be devised. Crop insurance will be linked with yield risk. Implementation of this should be village and if possible plot of land specific. Theft of crop and loss due to fire or other calamities should be taken into consideration while administering this. The earlier mentioned information bureau could also help in this endeavour. Income insurance will address the poor returns, particularly for marginal and small farmers and also tenants. The poor returns could be because of poor prices, low yields or high transaction costs arising out of low quantity of produce.

General Greenhouse Management


Greenhouse Construction
Climate Control in GH Structures
Greenhouse Management: Soil Sterilization and preparation, cultural practices in flower and vegetable cultivation
Irrigation and Fertigation Technology
Crop Protection
Post Harvest and Marketing
Ergonomics

Marketing of Horticultural Produce

Importance and Scope
Post-Harvest and Handling
Marketing Channels
Domestic & Export Marketing : Potential Markets & Procedures
Logistics and Planning
Marketing of Allied Products

FUNDING SCHEMES

Bank of Maharashtra
Minor Irrigation for Agriculturists scheme for purchase of various irrigation equipments.
Mahabank Kisan Credit Card scheme for cultivation of crops, meeting the short-term credit needs of farmers.
Farm Mechanisation for Agriculturists scheme for Purchase of Tractors/Power tillers, Harvesters, Threshers & other farm
implements.
Animal Husbandry scheme for Purchase of animals, Poultry- Broiler Farm, Layers Farm, Hatchery Sheep/Goat Rearing Construction
of Byre, and Purchase of Machinery Working Capital Requirements under
Scheme for Cultivation of fruit crops-mango, Pomegranate, Grapes etc.
Scheme for providing finance to set up of Agri-Clinics/Agribusiness Centers.
Scheme for Financing Farmers for Purchase of Agricultural land.
Scheme for Financing Two Wheelers to Farmers
Scheme for Providing Loans to Farmers for Purchase of consumer durables
Scheme for Hi-tech projects in agriculture.
Rural Godown Scheme (Gramin Bhandaran Yojana) for scientific storage of agricultural produce.
Minor Irrigation for Agriculturists


Purpose :
Digging of new wells, revitalization of existing well, purchase of oil engine, electric motor, pump set installation of pipe line, sprinkler, irrigation, drip irrigation, tube well, bore well, etc.
Eligibility : Agriculturist who owns agricultural land.
Amount : For new dug wells as per the NABARD Unit costs for equipments/estimates.
Repayment : Depending upon the repaying capacity 7 to 11 years.
Security : Mortgage of land, Hypothecation of movable assets and guarantors.
Other Terms & Conditions :
Proposed well should be located in white watershed area. It should not be in dark watershed area.