Agriculture is the main stay of the state of Maharashtra. Total irrigated area which had been used for cultivation is 33,500 sq kilometers. Average annual profit from cultivation in the state of Maharashtra is the lowest of all Indian states, lagging far behind the state with the highest - Jammu and Kashmir (Rs. 4363 vs. Rs. 22,770). The reasons for such a pathetic state of farmers include below average rainfall, heavy load-shedding, lack of small irrigation projects, poverty, pressure of private moneylenders and banks, ignorance of ancillary occupations for raising income, employment problem of the farmers' children, decreasing interest of the young generation in farming, rapid urbanization, apathy and lack of political willpower toward welfare and development of the region, etc. Cumulative effect of all these is evident on the psyche of the people of Vidarbha in general and farmers in particular. Farmers are hence prompted to turn to local moneylenders (sahukars) who charged them a much higher rate of interest. In fact moneylenders proved to be the most common and easy source of loans for the farmer (28.4%) followed by loans procured from relatives (22.93%) while only 3.94% turned to land development banks.
General Greenhouse Management
Greenhouse Construction
Climate Control in GH Structures
Greenhouse Management: Soil Sterilization and preparation, cultural practices in flower and vegetable cultivation
Irrigation and Fertigation Technology
Crop Protection
Post Harvest and Marketing
Ergonomics
Marketing of Horticultural Produce
Importance and Scope
Post-Harvest and Handling
Marketing Channels
Domestic & Export Marketing : Potential Markets & Procedures
Logistics and Planning
Marketing of Allied Products
Post-Harvest and Handling
Marketing Channels
Domestic & Export Marketing : Potential Markets & Procedures
Logistics and Planning
Marketing of Allied Products
FUNDING SCHEMES
Bank of Maharashtra
Minor Irrigation for Agriculturists scheme for purchase of various irrigation equipments.
Mahabank Kisan Credit Card scheme for cultivation of crops, meeting the short-term credit needs of farmers.
Farm Mechanisation for Agriculturists scheme for Purchase of Tractors/Power tillers, Harvesters, Threshers & other farm
implements.
Animal Husbandry scheme for Purchase of animals, Poultry- Broiler Farm, Layers Farm, Hatchery Sheep/Goat Rearing Construction
of Byre, and Purchase of Machinery Working Capital Requirements under
Scheme for Cultivation of fruit crops-mango, Pomegranate, Grapes etc.
Scheme for providing finance to set up of Agri-Clinics/Agribusiness Centers.
Scheme for Financing Farmers for Purchase of Agricultural land.
Scheme for Financing Two Wheelers to Farmers
Scheme for Providing Loans to Farmers for Purchase of consumer durables
Scheme for Hi-tech projects in agriculture.
Rural Godown Scheme (Gramin Bhandaran Yojana) for scientific storage of agricultural produce.
Minor Irrigation for Agriculturists
Purpose :
Digging of new wells, revitalization of existing well, purchase of oil engine, electric motor, pump set installation of pipe line, sprinkler, irrigation, drip irrigation, tube well, bore well, etc.
Eligibility : Agriculturist who owns agricultural land.
Amount : For new dug wells as per the NABARD Unit costs for equipments/estimates.
Repayment : Depending upon the repaying capacity 7 to 11 years.
Security : Mortgage of land, Hypothecation of movable assets and guarantors.
Other Terms & Conditions :
Proposed well should be located in white watershed area. It should not be in dark watershed area.
Minor Irrigation for Agriculturists scheme for purchase of various irrigation equipments.
Mahabank Kisan Credit Card scheme for cultivation of crops, meeting the short-term credit needs of farmers.
Farm Mechanisation for Agriculturists scheme for Purchase of Tractors/Power tillers, Harvesters, Threshers & other farm
implements.
Animal Husbandry scheme for Purchase of animals, Poultry- Broiler Farm, Layers Farm, Hatchery Sheep/Goat Rearing Construction
of Byre, and Purchase of Machinery Working Capital Requirements under
Scheme for Cultivation of fruit crops-mango, Pomegranate, Grapes etc.
Scheme for providing finance to set up of Agri-Clinics/Agribusiness Centers.
Scheme for Financing Farmers for Purchase of Agricultural land.
Scheme for Financing Two Wheelers to Farmers
Scheme for Providing Loans to Farmers for Purchase of consumer durables
Scheme for Hi-tech projects in agriculture.
Rural Godown Scheme (Gramin Bhandaran Yojana) for scientific storage of agricultural produce.
Minor Irrigation for Agriculturists
Purpose :
Digging of new wells, revitalization of existing well, purchase of oil engine, electric motor, pump set installation of pipe line, sprinkler, irrigation, drip irrigation, tube well, bore well, etc.
Eligibility : Agriculturist who owns agricultural land.
Amount : For new dug wells as per the NABARD Unit costs for equipments/estimates.
Repayment : Depending upon the repaying capacity 7 to 11 years.
Security : Mortgage of land, Hypothecation of movable assets and guarantors.
Other Terms & Conditions :
Proposed well should be located in white watershed area. It should not be in dark watershed area.
